The UK is increasingly becoming a cashless society – people are now able to tap away on contactless card readers on public transport, in bars, restaurants and pretty much anywhere.
The use of physical money is naturally declining. Research from UK Finance conducted earlier this year found that debit cards are set to overtake cash as the most frequently used payment method in the UK. No doubt the appeal of paying with card is not only its convenience but also security and the ability to track spending at every point.
But while we still have coins and notes, banks across the UK are concentrating efforts on introducing more secure currency, which is harder to counterfeit – as well as implementing thoughtful designs that resonate with the public.
The Bank of England is not the only UK bank to do this. While English currency might be the most widely circulated, Scotland and Northern Ireland also produce their own bank notes, which can be used across the UK.
Ulster Bank in Northern Ireland is set to release polymer £5 and £10 bank notes, which are made of polymer like the recently-released English and Scottish ones, and have a vertical design.
The notes have been designed by Edinburgh-based service design consultancy Nile, in collaboration with several Northern Irish illustrators and photographers, and feature plants, animals and themes that relate to the country. Type foundry Fontsmith worked on the typography, while Glasgow-based design studio O Street also worked on the graphics.
Jeni Lennox, associate principal at Nile, says that the designs aim to be “honest, realistic and celebratory” of Northern Ireland’s characteristics and quirks, and wanted to avoid clichés associated with the country. Nile redesigned the Scottish notes in 2016 and 2017, and avoided “castles and tartan” for the same reason, she says.
From this way of thinking came the idea of representing the decline of segregation in Northern Ireland – namely between those who belong to the Roman Catholic and Protestant churches – and how, while divisions are still an issue, political tensions have gradually improved over time.
The £5 note is themed around migration of animals and people, and features native creatures and plants on the front, including the Brent goose and the fuschia flower. Hedges also feature, which aim to represent the idea of “porous dividers”, and symbolise divisions between different communities breaking down, says Lennox.
The back features the Strangford lough sea loch found in County Down, east Northern Ireland, as well as people running down the beach, which poignantly represents the country’s history of migration and family separation, as many Northern Irish people moved to America and Glasgow in the 20th century.
Then, when a UV light is shone on the note, another set of people appears, which looks to represent these families coming back together again as this period has passed.
The £10 note is themed around growth, and celebrates Northern Ireland’s traditional food and indigenous plants and animals, featuring a guelder-rose on the front alongside an Irish hare.
The back features an Ulster glade potato, which only appears under UV light, and hedge row fields across which ploughs are being pulled for farming.
Different textures feature on the notes for security purposes, and these are also related to the country’s geology – a greywacke sandstone texture features on the £5, while carboniferous limestone features on the £10.
Both notes have a “botanical” theme, and the colour palette broadly follows UK restrictions for currency, which are blue and green for £5 notes and brown for £10 notes.
The studio will also be designing a £20 and £50 note, which will take on more of an “urban” theme, while the £5 and £10 notes are more “rural”, says Lennox.
The design team employed a roster of Northern Irish creative people to work with. Botanical and plant-based illustrations were created by Abigail Bell, while illustrations of people and other features were created by Peter Strain. Some features were also based on work by landscape photographer Chris Hill.
“We went for an illustrative, soft style, and we wanted the notes to be anonymous rather than have specific people’s faces on,” says Lennox. “We gathered this in the consultation phase.”
The note designs are also pertinent given the UK’s decision to leave the European Union (EU) – the fact that Northern Ireland voted to remain was an important consideration, Lennox adds.
“We wanted to make sure [Northern Ireland’s] identity was preserved and clearly enunciated as a welcoming country through the theme of migration,” she says. “We wanted to stress – we are open, we are friendly, and we want immigration.”
While these notes are produced by the Bank of Ulster, they will be available to use anywhere in the UK – and part of the project was also about stressing how much the country provides for the UK overall.
“It’s easy for the little nations to get lost, but they’re all different and Northern Ireland has a strong voice,” she says. “It pulls its weight and has amazing industries and brilliant musicians. This is just a celebration of that.”
The new £5 and £10 notes will enter circulation in early 2019, and will be legal tender across the UK from then.